EMI Calculator with Amortization Schedule
Monthly EMI plus full month-by-month repayment schedule for any loan.
About the EMI Calculator with Amortization Schedule
EMI Calculator with Amortization Schedule computes your monthly instalment for a home, car or personal loan and prints the full repayment schedule so you can see how each EMI splits between interest and principal over time.
How to use
- Enter loan amount in rupees, annual interest rate and tenure in years.
- Click Calculate.
- Expand the schedule to see every month's balance, interest, principal and remaining loan.
Benefits & key features
- Exact EMI math — matches any bank's calculator to the rupee.
- Full amortization schedule reveals the real cost of the loan.
- Compare 15- vs 20-year tenures side-by-side.
- Plan prepayments (early-year prepayments save the most).
Pro tip
In early months, most of your EMI is interest. A prepayment of even 5% of the principal in year 1 can shave 2-3 years off a 20-year loan.